With tracking-based money apps, you know how much money you have. You also have no idea how much money you have. Both things are true. You give a piercing gaze to your inflows, your outflows, your impulse Amazon buys at 2 a.m. You have a checking account and a savings account. You pay your credit card bill on time and even toss a little into retirement when you remember. By all appearances, you’re a fully functional adult, responsibly… adulting.  You’ve been paying attention. And still, somehow, it feels like you’re falling behind. Like no matter how closely you watch things, the money worry never really lets up. If that sounds familiar, you’re not alone. I’ve been there. I see it all the time: people who are tuned into their money and still worried about it. People doing all the “right” things—and still losing sleep. Because here’s the truth no one tells you: Tracking your spending isn’t the same as feeling good about it.…