DoorDash just partnered with Klarna, which means you can now order a Chipotle burrito and pay for it in four easy installments. Yes, really. People are talking about this because some see it as a recession indicator, others as the next, inevitable conquest of our lives by fintech. But I want to talk about something deeper, and why this represents a concerning trend we should all recognize and resist. The vanishing gap There is an old Visa commercial where everyone in a mall is happily swiping cards in a consumerist conga line until some poor soul brings the entire operation to a screeching halt by daring to pay with cash. The tagline: "Because money shouldn't slow you down. Life takes faster money." But hold up Visa. Why shouldn't money slow us down? Where are we rushing to that's so important we can't be bothered to consider how we spend our money? For decades, companies have been obsessed with shrinking the gap between wanting something and buying it.…