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Building CPAi: An AI-Powered Bank Statement Analysis Dashboard

DEV Community·HydraBytes·18 days ago
#IlspoEMi
#ai#analytics#fintech#nextjs#bank#transaction
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Manually reviewing bank statements to assess creditworthiness is one of those tasks that sounds simple until you realize there are dozens of bank formats, each with different layouts, column names, and transaction structures. A credit analyst might spend hours on a single applicant's documents. Multiply that across a loan pipeline and you have a serious bottleneck. We built CPAi (Credit Profile Analysis AI) to solve this: a dashboard that auto-detects Malaysian bank formats from uploaded PDFs, extracts transactions, and generates credit analysis reports. All client-side. The Problem Financial institutions in Malaysia deal with statements from over a dozen banks. Each bank has its own PDF structure. Extracting transaction data means either manual data entry or brittle format-specific parsers that break whenever a bank updates their template. The consequences are real: slow turnaround on loan applications, human error in data extraction, and inconsistent credit assessments across analysts.…

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