What if I told you my husband and I dined at over 100 new restaurants last year—and spent nearly $6,500 on those date nights alone? Now here’s the real kicker: we wouldn’t take back a single bite. Matt and I live in New York City, where you could visit a new restaurant for every meal of every day and still not make a dent. With nearly 50,000 restaurants in the city, it would take about 45 years to try them all. Before we moved to NYC, we were your typical broke college students. We lived in a small college town where our idea of a splurge was Chili’s. Our deluxe treat? A half-priced blackberry Oreo shake at the local burger bar on Monday nights. Our Dining Out category in our spending plan had a target of $45 per month—just enough for weekly McDonald’s or one monthly “splurge.” Back then, our priorities were saving for a big cross-country move, traveling the world, and getting a dog. We scrimped, we saved, and we fully funded those goals… completely debt-free.…