I received an email from Aidvantage saying I need to recertify my IDR plan or my payment will increase from $140.79 to $377.38. I’ve been on IDR since 2013 and, like many, I haven’t had to recertify income in years because of the pandemic/payment pause extensions. What’s confusing me is that when I go on StudentAid.gov and select to stay on my “current plan,” the estimated payment is ALSO around $376/month. I only make maybe $5k–$7k more annually than I did the last time I certified income, so that jump seems a bit much? I originally assumed the $377 in the Aidvantage email was just a fallback standard repayment amount if I didn’t recertify. But when I called Aidvantage, they told me that actually wasn’t the standard payment, and that a true standard payment for me would apparently be over $600/month. That’s where I got confused — if they supposedly don’t have updated income from me in years, how are they calculating a new IDR payment that lines up almost exactly with the estimate on StudentAid.gov?…