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Building a Pet Insurance Comparison Engine: Handling Variable Premiums Across 15 French Insurers

DEV Community: php·SIKOUTRIS·about 1 month ago
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Building a Pet Insurance Comparison Engine: Handling Variable Premiums Across 15 French Insurers French pet insurance has grown 34% since 2022, driven by rising vet costs and increased pet ownership post-COVID. But comparing products programmatically is a nightmare: 15 major insurers, each with their own pricing grid based on species, breed, age, region, and deductible. Here is how I built a comparison engine that handles this complexity. The Data Model Challenge Each insurer publishes premiums differently: Santévet : JSON API (unofficial, scraped from their quote widget) Assurimo : PDF tariff grids updated quarterly Groupama : Static tables by risk category Dalma : Dynamic pricing engine (quote request required) The core problem: how do you normalize wildly different data structures into a comparable output?…

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