(Image credit: Getty Images) I've been getting a lot of calls lately that start the same way: "Dan, I'm done." Done with the volatility of their stock investments Done watching their portfolio swing wildly because oil prices are soaring through the roof Done refreshing their brokerage app at 7 a.m. and feeling their stomach drop before their morning coffee goes cold If this sounds familiar, keep reading because what I'm about to share could turn a very bad beginning to spring into the starting point of a very smart financial move. What's happening right now It's been a wild ride, to put it politely. Just a few weeks ago, the market was looking wobbly, and certain sectors really got hammered. Since the Iran conflict erupted at the end of February, oil prices surged past $100 a barrel, peaking at $117 before settling back in the mid- to high-$90s. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor.…