38 married. ~$1.36M net worth. $130k salary, wife makes $140k. Slow start, began at $34k and carried $60k in student loans. ~$21k cash, ~$990k invested. Home worth ~$680k, ~$330k mortgage at 2.99% in HCOL. Hit a million NW a while back and posted under another name, totally pumped. A bunch of Reddit nerds told me it didn't count because I was including the house. So to those guys: house not included, still hit the milestone, sit on it potsy. Now just to add 1.5m more so I can fire. Edit, tips on how we got there: When i was 28 I worked like a mad man to get out of debt amd did it within a year. Then I got into FIRE, read all the books, and started maxing retirement accounts when I was only making 70k a year plus side hustle $. Mostly VTSAX and the closest equivalents offered for 401k. Used to say save until it hurts a little. Wife got out of debt and followed suit. Then when I made a little more, I automated buying 1k a month in vtsax in reg investment account and have let that ride for 5 years.…