What should I do with $8K sitting in a 457b? I have roughly $8,000 in a 457b plan from a previous government position. I left a few years ago and never rolled the money over into another account (admittedly, I was not savvy when it came to money and retirement at the time). Recently, I have had some costly expenses (car and appliance issues) and I'd really like to pay off some of this debt if I can. My current financial accounts are a 401k thru my current employer and a Roth IRA. If I understand correctly, my options based on the IRS information are to either roll the money over into my Roth IRA (which wouldn't even really be a direct rollover, right?) or to basically ask the county to cut me a check for the money. I believe that I am exempt from the early withdrawl penalty since I have separated from that government employer. However, it looks like I will have to count that money towards my income.…