<h2 id="heading-funding-retirement-before-age-59-12" style="font-family:-apple-system, BlinkMacSystemFont, sans-serif; font-size:24px; font-weight:600; margin:0 0 16px; color:#000; text-align:center">Funding Retirement Before Age 59 1/2</h2>\n<p style="font-family:-apple-system, BlinkMacSystemFont, sans-serif; font-size:16px; color:#3d3d3d; font-weight:400; line-height:1.5">During ChooseFI episodes 475 and 491, Sean Mullaney and I tackled funding early retirement and accessing retirement accounts before age 59 1/2.</p>\n<p style="font-family:-apple-system, BlinkMacSystemFont, sans-serif; font-size:16px; color:#3d3d3d; font-weight:400; line-height:1.5">One tactic we discussed is the 72(t) payment plan, sometimes referred to as a series of substantially equal periodic payments, a "72(t)," or a "72(t) SEPP."</p>\n<p style="font-family:-apple-system, BlinkMacSystemFont, sans-serif; font-size:16px; color:#3d3d3d; font-weight:400; line-height:1.5">72(t)s can be great, but…