I’ve gone decades without a credit card. I’ve never wanted one. I had credit because I took out a car loan and paid it off but it doesn’t stay like that. I’ve reached a time where having credit would be helpful and having a card as a back up would be good for emergency use. As someone who’s never had one and hates the idea, what card should I get? How do I build credit quickly? Do I just get a candy bar every month and pay that or have it set to pay one specific bill?