Unable to decide between early retirement vs building long term wealth Context - 37M/35F/8M. HHI - currently $265k (the last 2 years were $400k). I left a high paying (incl. RSUs) job due to burnout and stress, took a pay-cut. Current portfolio: [https://docs.google.com/document/d/e/2PACX-1vSYL0pVyS0rvyB7brLEzUV92MKNXEQbrmtsla\_0nEbsotBbw7PRGcKNFjSvcJ890\_9o1I2AWz0qL7gI/pub](https://docs.google.com/document/d/e/2PACX-1vSYL0pVyS0rvyB7brLEzUV92MKNXEQbrmtsla_0nEbsotBbw7PRGcKNFjSvcJ890_9o1I2AWz0qL7gI/pub) After tax combined take home is $16k per month. Saving/Investing about $60k to $70k every year. Current expenses (including mortgage and IP expenses) - $10k per month. **Question:** I am deciding between these 2 options. **Option 1:** Invest the $200k (sitting in offset/HISA) into shares, with the growth from the rest of the year + additional contributions over the next 7 months, I will have $1M just in ETFs.…