Inflation in the UK is now at 3.3% and predicted to rise significantly higher across the rest of 2026, sending up costs of food and fuel and eating away at our savings if they are earning less than that amount in interest. The good news for savers though is that the top rates in savings account still outpace inflation. If the Bank of England does as it has hinted, and sends interest rates back up, banks could react to that with even better savings deals. Adam French, head of consumer finance at Moneyfacts, said: “The war in Iran has completely upended interest rate expectations. Just months ago, savers were braced for a steady decline in returns as multiple Base Rate cuts were expected this year. Instead, inflation fears and rising energy prices have forced a sharp rethink.” Several of the best rates are offering 4.3% to 4.5% or even higher, but there are also different account types to consider to best suit your needs, so ensure your money is working hard for you.…