44M, $3M NW, $150k spend—Is the "One More Year" monster lying to me? Looking for a reality check. I’ve been staring at my own spreadsheets for so long I’ve lost all objectivity. I’m 44, married, with two kids. I’m currently working as a middle manager in a SP500 company. The work itself is not demanding or difficult but it is also quite underwhelming in terms of life and job satisfaction. I’m pretty burnt out not from stress but from lack of fulfillment. My goal is to pull the trigger in 2–3 years, but I’m struggling with whether the math actually supports that or if I’m just dreaming. **Investable Assets:** $2.5M. * **Portfolio:** Tilted Boglehead/Factor setup (FSKAX, AVUV, VXUS, and a bond tent starting with BND). * **Annual Spend:** We’re targeting $150k/year (This includes healthcare) * **Strategy:** I’m using a "Prime Harvesting" withdrawal plan to try and navigate the sequence of returns risk.…