Anthropic shipped 10 new finance-services agents on Tuesday. By Wednesday, every managing director on the Street had a Slack DM from a junior analyst asking which one to install first. The honest answer, supported by three independent datasets nobody is quoting in those Slack threads, is none of them — not yet . Here is the part that should worry the CFO who just signed the enterprise contract. The research on AI tool sprawl is not ambiguous, not preliminary and not a hot take. It is replicated, large-sample and pointing in one direction: somewhere between 3 and 4 AI tools, your team stops getting faster and starts getting slower. What Anthropic actually shipped on May 5 The Anthropic announcement is not a chatbot update. It is 10 named, deployable agent templates aimed at the highest-margin labor on the Street.…