(Image credit: Getty Images) For wealthy couples, a later-in-life divorce — colloquially referred to as a " gray divorce " — is rarely defined by the obvious fight over who keeps what. The real financial damage is usually buried in the technical details that receive too little attention and are discovered too late: The Social Security rule that turns on timing, the pension decisions or language that seem harmless until benefits begin, the retirement transfer that was "agreed to" but never properly implemented. In gray divorces, small procedural mistakes do not stay small. They compound quietly into real losses. When navigating a gray divorce, there is less time to recover from a poor settlement structure, a missed retirement transfer or a pension decision that cannot be undone. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor.…