Mortgage rates moved up once again this week, with the 30-year fixed rate averaging 6.46%, up from 6.43% last week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average 52-week low 30-year 6.46% 6.34% 6.88% 6.44% 6.09% 15-year 5.75% 5.69% 6.09% 5.69% 5.45% 30-year jumbo 6.54% 6.48% 6.90% 6.53% 6.22% The 30-year fixed mortgages in this week’s survey had an average total of 0.31 discount and origination points . Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan. Shop smarter for mortgage rates Bankrate connects you to the latest lender offers, tailored to you. Find your low rate today. Explore mortgage rates Monthly mortgage payment at today’s rates The national median family income for 2026 was $106,800, according to the U.S.…