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How RMDs Influence Your Safe Withdrawal Rate in Retirement
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How RMDs Influence Your Safe Withdrawal Rate in Retirement

ChooseFI·Fritz Gilbert·about 1 month ago
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Pete posed an intriguing question about the interplay between the 4% rule and Required Minimum Distributions (RMDs). He wonders if RMDs render the 4% rule irrelevant once they kick in at retirement age. This question is crucial for retirees planning their financial future, as it touches on the mandatory nature of RMDs versus the self-imposed guideline of the 4% rule. In my experience, understanding these nuances can significantly impact your retirement strategy. Let's dive into the details and clarify this complex topic. I really enjoy the podcast, especially the q&a segments. I have a question/comment regarding the 4% rule & RMD’s. I believe that I have a basic understanding of both. If someone has significant $ in a tax deferred IRA, doesn’t the RMD make the 4% rule irrelevant after RMD age? The 4% rule is a self imposed guideline, and the RMD is mandatory.…

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