TL;DR Apple is adding a “Create a Pass” feature to iOS 27 Wallet that lets users build custom digital passes from any QR code, with three templates (standard, membership, event) and customisation tools for styles, images, colours, and text. After fourteen years of waiting for developers to adopt PassKit, Apple is conceding that most small businesses never will and is letting users bridge the gap themselves, converting Wallet’s growth model from developer-dependent to user-driven. Apple has spent more than a decade trying to get every gym, cinema, airline, and transit system on Earth to build native passes for its Wallet app. Most have not. The gym down your street still gives you a QR code in a standalone app. The cinema chain still emails you a PDF. The local transit card still lives in its own app with its own interface and its own notification preferences. Apple’s Wallet is a beautifully designed container that most of the world’s service providers have not bothered to fill.…