I'm sorry if this is student loans 101 but I feel like the MOHELA website isn't very user friendly and we all know how long the wait time is to call them. I'm currently on the PAYE plan, and had set a reminder at the end of May to resubmit my income. But when I went to site I can't figure out how. I tried to call but the wait time was 2 hours:( I looked at the email when I started the PAYE plan and it was August of last year, so does that mean I dont have to do it until August? And I understand PAYE is getting cut in 2028? which plan do you guys recommend i do or should I stay with it until then? I made ~60k gross last year (first full year employed in my career). I work at a hospital so I'm trying to get PSLF. And I currently pay Sallie Mae just under 700 a month:( I have no one in my personal life to ask. Please help, thank you! submitted by /u/lilone_mg [link] [comments]