I thought I knew how to spend money. I thought as long as there was money available when I wanted to buy something, I was doing the right thing, gosh darnit—it didn't matter if it was a credit card payment, a meal out, or another second-hand t-shirt. As long as the money in my checking account covered the price tag, my spending was a success!  That was my entire system. “Does my account look… fine-ish?” Great. Proceed. But why did every purchase feel like it came with a tiny side of regret? I couldn’t stop second-guessing my spending decisions. The smallest surprise gave me a pit in my stomach. I just didn’t get it—I had the money for the things I bought. I was spending my money the right way. Wasn’t I? Turns out I didn’t know how to spend money after all. What I actually knew was how to swipe. And there’s a difference. Spending is intentional. Swiping is reactive—which, I know, probably sounds like splitting hairs.…