Closed-Loop FinOps: Detect, Decide, Act, Verify in 5 Minutes A FinOps team produces a recommendation report on Monday morning. It identifies $185,000 of monthly waste across 240 cloud resources. By Friday, 12 of those 240 are remediated. By the end of week 4, another 6. By month 3, the remaining 222 have been quietly dropped, because the engineer who would have owned each fix has shipped two sprints of features since the report was generated. The recommendation isn't wrong. The handoff is broken. This is not a tooling problem. It is a process problem with a predictable decay curve. 30% action rate in week 1, 5% by week 4, effectively 0% by month 3 on the same recommendations. The fix is structural: close the loop. Detection feeds decision feeds action feeds verification, all under 5 minutes, with no human in the critical path for low-blast-radius remediations.…