I really need help. I am going through a very difficult time financially. I have a loan, and I also lost my job. Right now, I am working small jobs on my own visa, but I am not earning enough.

The EMI is too high, and I am struggling to pay the installments. I truly want to repay the loan, but I need some support. If the monthly installment can be reduced, it would help me a lot.

Please guide me if there is any way or solution. I am ready to pay, but I need a manageable EMI.