(Image credit: Hotta Studio) The banners in Neverness to Everness follow most of the usual rules established by its gacha forefathers, but it has major differences in a few important areas and some changes are more welcome than others. To get you up to speed, I've explained every gacha system and currency used in NTE below, along with what the next and current banners are. In the vast sea of gacha spending, from free-to-play planktons to indulgent whales, I am but a lowly goldfish feeding upon the occasional monthly battle pass and $4.99 bundle. I'm pretty careful with my spending, so you bet I'm studying the mechanics of every new gacha. Although admittedly, cosmetics have led me to the edge of dolphin territory in the past. Dangerous terrain to be when Neverness to Everness has so many costumes to collect. (Image credit: Hotta Studio) Is the gacha in Neverness to Everness fair or not? Well, it's complicated.…