Saving accumulation for property purchase strategy Hi! I'm planning to purchase a small 1br in LATAM for retirement (have citizenship there as well) The prices are $50k-$100k CURRENTLY. My plan is to buy a blueprint from a reputable developer so I can get better value and not have to pay all in cash one time (usually they want 30-40% deposit then resit with 2-3 years) Not planning to take mortgage loan from there as rates are really high, my best option is a loan against my 401k, but I really want to minimize that loan as less as possible. I have 6-8 months cash buffer already. I don't have extra monthly saving so I was saving tax refunds for last 3 years and got around $18k saved. Retirement is in around 15 years but I'd love to buy before that so hopefully in 5-7 years. Initially I was planning to lock in 2 years CDs @ 4% APY then changed my mind to below: What I thought is to put that $18k cash in a brokerage Fidel account with 100% VOO or VTI or maybe 80% VTI and 20% VXUS.…