Is the Bilt Palladium Card worth its $495 annual fee? The welcome bonus covers year one, but here's my honest accounting of whether everyday spending can clear the fee after that.
Is the Amex Gold Card worth its annual fee? The 4x dining and supermarket earning is the easy part — here's an honest accounting of which of the $424 in credits I actually capture.
Is the Amex Platinum Card worth its annual fee after the refresh? An honest accounting of the four credits I max with minimal effort, the niche ones I ignore, and why it's a card to hold rather than spend on.
Is the Chase Sapphire Reserve worth its annual fee after the 2025 refresh? My honest accounting of which credits I treat as cash, which I forfeit, and where the lounge access earns its keep.